|
Thank you for visiting our
website. In order to provide you with the best service possible, we want you to
fully understand the terms and conditions set forth below (our "Terms of Use")
by which Christian Debt Advisor (referred to herein as "CDA", "us" or "we") offers
services and information on or through this website. Please review these Terms
of Use carefully. By using this website (collectively referred to in these
Terms of Use as our "Website") you agree to be bound by the terms set forth
herein. We may make changes to our Website, these Terms of Use, or the policies
and conditions that govern the use of our Website at any time. We encourage you
to review our Website and these terms periodically for any updates or changes.
Your continued access or use of our Website shall be deemed your acceptance of
these changes and the reasonableness of these standards for notice of changes.
If you do not agree and/or no longer agree to be bound by the Terms of Use, you
may not use and must immediately cease your use of the Website.
Use of Website
You agree to use the Website for
lawful purposes. You agree not to use the service for illegal purposes or for
the transmission of material that is unlawful, harassing, libelous, invasive of
another's privacy, abusive, threatening, harmful, vulgar, obscene, or otherwise
objectionable, or that infringes or may infringe the intellectual property or
other rights of another or that violates any federal, state, or local law. You
agree that CDA may in its sole discretion terminate your access to our
Website, without notice, if we believe you have in any way violated our Terms
of Use.
Modifications
We reserve the right to modify or
discontinue, temporarily or permanently, any or all of the Website and/or any
or all features, products, prices of products, services or information
appearing on or available through any or all of the Website with or without
notice to you. You agree that we shall not be liable to you or any third-party
for any modification or discontinuance of such features, products, prices,
services, or information on the Website or the Website itself.
Indemnity
You agree to indemnify and hold CDA and
our parents, affiliates (and their franchisees and licensees), and
subsidiaries, officers, directors, employees, successors and assigns, harmless
from any claim, loss or demand, including reasonable attorneys' fees, made by
any third party due to or arising out of your use of our Website, your
connection to our Website, your violation of these Terms of Use, or your
violation of any rights of another party. This indemnity survives termination
of these Terms of Use.
Submission of Information or
Materials
You agree to provide true, accurate,
current and complete information about yourself if and when you elect to
provide personal information to us. You also agree to maintain and promptly
update any such information to keep it accurate. Other than personally
identifiable information, which is addressed under our Privacy Policy, any and
all comments, suggestions, ideas, graphics, or other information that you
transmit or post to the Website becomes and will remain the property of CDA
and may be used by CDA anywhere, anytime and for any reason whatsoever.
Except as may be provided in the Privacy Policy, any information or materials
submitted to CDA will be treated as non-confidential and non-proprietary, and
we will not have any obligation to use or evaluate any information we receive
from you. CDA will not have to pay you or anyone else for using any ideas or
other materials that you may transmit to or post on the Website. You should
rely solely on your rights under patent, trademark, and copyright laws. The
receipt or consideration of your information by CDA shall in no way impair
the right of CDA to contest the validity of your patent, trademark or
copyright.
Links
Our Website may provide links to other
websites or resources. These links are for your convenience only and are not
under our control. You acknowledge and agree that CDA is not responsible for
the availability of such external sites or resources, and does not endorse any
such site, its use or contents and is not responsible or liable for any
content, advertising, products, or other materials on or available from such
websites or resources. You agree that CDA shall not be responsible or liable,
directly or indirectly, for any damage or loss caused or alleged to be caused
by or in connection with your use of or reliance on any such content, goods or
services available on such external sites or resources. In the event you decide
to access or use any of these other websites or resources, you agree you do so
at your own risk.
Our Proprietary Rights
The Website is owned and operated by
CDA. The contents of the Website are Christian Debt Advisor. All Rights Reserved.
You acknowledge and agree that all content, including but not limited to text,
software, music, sound, photographs, graphics, video, or other material
contained in advertisements or information presented to you on our Website is
protected by our or other third parties' copyrights, trademarks, service marks,
patents, or other proprietary rights and laws. CDA authorizes you to view and
download materials at the Website only for your personal, non-commercial use,
provided you retain all copyright and proprietary notices contained in the
original materials on any copies of the materials. You may not modify the
materials on the Website in any way or reproduce or publicly display, perform,
distribute, transmit, create derivative works of, or otherwise use them for any
public or commercial purpose. Any use of these materials on any other website
(including without limitation, displaying this Website or any material
displayed on or that can be downloaded from this Website in frames on another
website without CDA's express written permission) is prohibited.
Sale of Products
You may be provided with the opportunity
to purchase products through the Website and/or from third party websites
linked to the Website. Products purchased through the websites of others are
subject to the terms and conditions of such other parties and their websites,
and CDA shall have no liability or responsibility.
Domestic Use; Export Restriction
We control the Website from our offices
within the United States of America. We make no representation that the Website
or its content (including, without limitation, any products or services
available on or through the Website) are appropriate or available for use in
other locations. Users who access the Website from outside the United States of
America do so on their own initiative and must bear all responsibility for
compliance with local laws, if applicable. Further, the United States export
control laws prohibit the export of certain technical data and software to
certain territories. No content from the Website may be downloaded in violation
of United States law.
Applicable Law; Jurisdiction
Any claim relating to the Website, our
Terms of Use, and the relationship between you and us shall be governed by the
laws of the United States and the State of New York without regard to its
conflict of law provisions. You and CDA agree to submit to the personal and
exclusive jurisdiction of the courts located within the State of New York.
DISCLAIMER OF WARRANTIES
YOU EXPRESSLY AGREE THAT USE OF OUR
WEBSITE IS AT YOUR SOLE RISK AND IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE"
BASIS. CDA AND ITS PARENTS, AFFILIATES (AND THEIR FRANCHISEES AND LICENSEES)
AND SUBSIDIARIES (COLLECTIVELY, "AFFILIATES") EXPRESSLY DISCLAIM ALL WARRANTIES
OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE
IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT. CDA AND ITS AFFILIATES MAKE NO WARRANTY, EXPRESS OR
IMPLIED, THAT THE WEBSITE OR ANY SERVICES, PRODUCTS, OR INFORMATION OBTAINED ON
OR THROUGH THE WEBSITE WILL MEET YOUR REQUIREMENTS OR WILL BE UNINTERRUPTED,
TIMELY, SECURE, OR ERROR FREE; NOR DOES CDA OR ITS AFFILIATES MAKE ANY
WARRANTY, EXPRESS OR IMPLIED, AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE
USE OF THE WEBSITE OR ANY SERVICES, PRODUCTS OR INFORMATION OBTAINED ON OR
THROUGH THE WEBSITE OR AS TO THE ACCURACY, COMPLETENESS OR RELIABILITY THEREOF.
CDA MAKES NO COMMITMENT TO UPDATE OR CORRECT ANY INFORMATION THAT APPEARS ON
THE WEBSITE OR ANY WEBSITE LINKED HEREUNDER. YOU UNDERSTAND AND AGREE THAT ANY
MATERIAL AND/OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF
OR FROM THE WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL
BE SOLELY RESPONSIBLE FOR YOUR USE OR NONUSE OF SUCH INFORMATION, INCLUDING,
WITHOUT LIMITATION, ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT
RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR INFORMATION AND ANY BODILY
INJURY. CDA AND ITS AFFILIATES MAKE NO WARRANTY REGARDING ANY GOODS OR
SERVICES PURCHASED OR OBTAINED THROUGH OR FROM THE WEBSITE OR ANY TRANSACTIONS
ENTERED INTO THROUGH THE WEBSITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR
WRITTEN, OBTAINED BY YOU FROM CDA OR THROUGH OR FROM ANY SERVICE OR PRODUCT
ON THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. SOME
JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE
ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
LIMITATION OF LIABILITY
YOU AGREE THAT CDA AND ITS AFFILIATES
SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL OR EXEMPLARY DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO
USE THE WEBSITE OR ANY SERVICES, PRODUCTS OR INFORMATION OBTAINED ON OR THROUGH
THE WEBSITE, EVEN IF CDA OR ITS AFFILIATES HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FROM:
PERSONAL INJURY; DOWNLOADING ANY MATERIAL CONTAINED ON OR ACCESSED THROUGH THE
WEBSITE; LINKING TO ANY THIRD PARTY WEBSITE FROM THE WEBSITE; ANY UNAUTHORIZED
ACCESS TO ANY INFORMATION ON THE WEBSITE AND/OR SUBMITTED BY YOU TO OR THROUGH
THE WEBSITE; COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; ANY GOODS OR
SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED
INTO THROUGH OR FROM THE WEBSITE; AND/OR LOSS OF PROFITS, USE, DATA OR OTHER
INTANGIBLE LOSSES. YOU FURTHER AGREE THAT CDA AND ITS AFFILIATES SHALL NOT BE
LIABLE FOR ANY DAMAGES ARISING FROM INTERRUPTION, SUSPENSION OR TERMINATION OF
THE WEBSITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL,
SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, WHETHER SUCH INTERRUPTION,
SUSPENSION OR TERMINATION WAS JUSTIFIED OR NOT, NEGLIGENT OR INTENTIONAL,
INADVERTENT OR ADVERTENT. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR
EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE
ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
General
These Terms of Use and our Privacy Policy
constitute the entire agreement between you and CDA with respect to the
Website; provided, however, that certain provisions of these Terms of Use may
be superceded by expressly designated legal notices or terms which may be
located on particular pages on the Website. Our failure to exercise or enforce
any right or provision of these Terms of Use shall not constitute a waiver of
such right or provision by us. If any provision of these Terms of Use is found
by a court of competent jurisdiction to be invalid, the parties nevertheless
agree that the court should endeavor to give effect to the parties' intentions
as reflected in the provision, and the other provisions of our Terms of Use
remain in full force and effect. Your agree that regardless of any statute or
law to the contrary, any claim or cause of action arising out of or related to
use of the Website or our Terms of Use must be filed within one (1) year after
such claim or cause of action arose or be forever barred.
|